Serving households and businesses throughout Florida321-805-4625
About the agency

Personal responsibility, modern support.

Lewis Howard Insurance Group is a Florida agency built around a simple idea: technology should help people receive better follow-through, not make the relationship feel less human.

Kim Lewis Howard
Founder and agency principal

Kim Lewis Howard

Kim is a Florida-licensed insurance professional serving clients across the state from the St. Cloud–Lake Nona corridor.

She created Ask Lewis Howard to make insurance conversations clearer and more useful. The agency serves ordinary households first while also developing deeper capability for high-value homes, multi-property families and other complex needs.

As the agency grows, Kim is building a team and operating system designed to respond promptly, organize the work and keep the licensed professional accountable for the client experience.

What AI-native means here

AI works behind the scenes. People remain responsible.

Our tools can help sort requests, prepare information and flag follow-ups. They do not replace licensed judgment, make coverage promises or remove the human relationship.

Faster organization

Structured intake and alerts help prevent a request from disappearing inside a crowded inbox.

Better preparation

Technology helps the team arrive at conversations with clearer context and next steps.

Human accountability

A licensed professional reviews the situation, communicates with the client and guides the insurance process.

Our service standard

What you can expect

  • Plain-language explanations without pretending every answer is simple.
  • A two-business-hour response target during normal office hours.
  • Respect for ordinary household needs and complex portfolios alike.
  • Clear boundaries: no website form, voicemail or AI tool can bind coverage.
  • A statewide Florida outlook with local Central Florida roots.

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