Legal

Terms of Use

Effective August 23, 2026

AskLewisHoward.com is operated by BLH Group, LLC d/b/a Lewis Howard Insurance Group, Florida Agency License L136966. By using the site, you agree to these terms.

Educational and general information

Website content is general information and is not legal, tax, financial or individualized insurance advice. Laws, market conditions, underwriting rules and product availability may change.

No coverage bound or changed

Submitting a form, sending an email, leaving voicemail or interacting with any digital or AI-supported feature does not bind, change, renew or cancel insurance and does not guarantee a premium, rate, eligibility or outcome. Coverage is effective only when confirmed through the applicable written agency and carrier process.

Quote requests

A quote request allows us to contact you and begin gathering information. It does not create an agency-client relationship, policy or obligation to obtain or provide a quote. Small-business submissions currently represent interest and may not result in a quote or placement.

Your submissions

You agree to provide accurate information that you have the right to share and not to transmit malicious content. Do not use the initial form or ordinary email for Social Security numbers, driver’s license numbers, payment data or sensitive underwriting documents.

Third parties

The site may link to third-party services. Their terms and privacy practices apply to those services. References to insurance types do not promise availability from a specific carrier.

Intellectual property

Site content, design and branding are owned by or licensed to BLH Group, LLC unless otherwise stated. You may use the site for personal, noncommercial informational purposes.

Disclaimer and limitation

The site is provided on an “as available” basis to the extent permitted by law. We do not warrant uninterrupted or error-free operation. To the fullest extent permitted by law, BLH Group, LLC is not liable for indirect, incidental, special or consequential damages arising from use of the site.

Governing law and changes

Florida law governs these terms, without regard to conflict-of-law principles. We may update the terms by posting a revised effective date.

Contact

Questions may be directed to us by calling 321-805-4625. New quote requests should be submitted through the form on the home page.